Consistent most awarded mass housing developer in the country today.
What is CTS Gold?
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pre-move-in-2 We at DECA Homes, value our clients’ trust as well. That’s why we offer you an expansive market coverage, easy eligibility, low equity and monthly amortization, a friendly rate and an easy move-in policy with no hidden charges, no additional cost and definitely no extra move-in fee.

Expansive Market Coverage

Pag-IBIG and non-Pag-IBIG members who are willing to transfer to Pag-ibig Housing Loan within 4 years, as well as other qualified buyers of DECA Homes.

Low Equity

Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquire.

  • Passes the NDI requirement
  • Pays P5,000.00 reservation fee
  • Submits the following documents:
    • Buyer’s Info Sheet + Four (4) 1X1 ID Photo
    • Pays P5,000.00 Reservation Fee
    • Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
    • 1-month Pay slip and/or proof of other income and/or assets
    • Proof of Pag-IBIG membership
    • Contract to Sell
    • Deed of Restriction
    • Option Agreement
    • Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums + 1 guarantee check)
  • Friendly Interest Rate
  • 8.5% p.a. fixed for the 1st 4 years

Easy Eligibility

Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

  • Passes the NDI requirement
  • Pays P5,000.00 reservation fee
  • Submits the following documents:
    • Buyer’s Info Sheet + Four (4) 1X1 ID Photo
    • Pays P5,000.00 Reservation Fee
    • Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
    • 1-month Pay slip and/or proof of other income and/or assets
    • Proof of Pag-IBIG membership
    • Contract to Sell
    • Deed of Restriction
    • Option Agreement
    • Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums + 1 guarantee check)
  • Low Monthly Amortization
  • 25 years; Pag-IBIG take-out mechanism within 4 years from reservation date.
  • Easy Move-In Policy
  • The buyer may move in after paying the minimum Equity of P15,000 provided that all the required documents enumerated above are already submitted.
  • Reservation Fee is P5, 000.00 which will form part of the Total Selling Price and will be deducted from the equity payment (non-transferable, nonrefundable and valid for one (1) month only).
If you’d like to talk to us about a project, or anything else, we’d love to hear from you.
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